Medical Benefits
Open Access Plus |
In-Network |
|---|---|
Deductible |
$2,500/$5,000 In-Network |
Coinsurance |
20% In-Network |
Out-of-Pocket Max |
$4,500/$9,000 In-Network |
Office Visit |
$40 PCP & Specialists In-Network |
Telehealth Visit (Virtual Care) |
$40 Copay |
Routine Preventive Care |
100% In-Network |
Inpatient Hospital |
Member Coinsurance |
Outpatient Hospital |
Member Coinsurance |
Emergency Room Copay |
$100 copay then deductible and coinsurance |
Urgent Care |
$50 copay (office visit and lab only) In-Network |
Vision Exam |
$40 copay In-Network |
Prescription Benefits |
|
|---|---|
Generic |
$10 |
Preferred Brand |
$50 |
Non-Prefered Brand |
$70 |
Mail Order |
$20/$100/$140 |
Full-Time Employees |
Under $45,000 |
At least $45,000 & under $70,000 |
At least $70,000 & over |
|---|---|---|---|
Employee Only |
$165.82 |
$188.46 |
$241.28 |
Employee + 1 |
$417.87 |
$492.45 |
$641.63 |
Family |
$587.68 |
$736.11 |
$884.53 |
Employees between 1/2 and 3/4 time |
|
|---|---|
Employee Only |
$373.47 |
Employee + 1 |
$738.36 |
Family |
$1,049.45 |
LocalPlus |
In-Network |
|---|---|
Deductible |
$1,500/$3,000 |
Coinsurance |
100% |
Out-of-Pocket Max |
$1,500/$3,000 |
In-Network Office Visit |
Covered at 100% |
Telehealth Visit (Virtual Care) |
Covered at 100% |
Routine Preventive Care |
Covered at 100% |
Inpatient Hospital |
Deductible |
Outpatient Hospital |
Deductible |
Emergency Room |
Deductible |
Urgent Care |
Deductible |
Vision Exam |
N/A |
Prescription Benefits |
|
|---|---|
Generic |
$0 |
Preferred Brand |
$50 |
Non-Preferred Brand |
$60 |
Mail Order |
$0/$125/$150 |
Full-Time Employees |
Under $45,000 |
At least $45,000 & under $70,000 |
At least $70,000 & over |
|---|---|---|---|
Employee Only |
$131.17 |
$154.97 |
$184.73 |
Employee + 1 |
$335.89 |
$406.48 |
$488.84 |
Family |
$501.33 |
$618.39 |
$635.11 |
Employees between 1/2 and 3/4 time |
|
|---|---|
Employee Only |
$294.67 |
Employee + 1 |
$582.55 |
Family |
$828.00 |