Additional Benefits

Accidents can happen any time and anywhere – at home, on the road or even while you’re engaged in a favorite hobby or sport. This benefit provides a lump-sum payment for covered accidents.
• 24-Hour coverage
• Accidental Death Benefit included
• No Medical Quesitons or EOI
• Ambulance Transportation, Fractures, Dislocations, Hospital, etc.

Benefit	Description
Ambulance transportation within 90 days of the accident	$250
Initial care visit (physician office or urgent care visit) within 60 days of the accident	$150
Major diagnostic exam (CT or CAT scans, MRI, PET scan, EEG, SPECT, joint imaging, DTI scan, and MRA scan) within 60 days of the accident	$300
X-ray within 60 days of the accident	$300 at initial visit
Ankle	$1,750
Elbow	$600
Fingers	$300
Hip	$4,000
Concussion within 72 hours of the accident	$400
Dental crown within 7 days of the accident	$350

Accident Monthly Rates
Employee Only	$14.35
Employee + Spouse	$23.56
Employee + Children	$24.71
Family	$33.76

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Benefit Summary

This benefit pays you a lump sum amount in the event you experience a covered critical illness. See benefit summary for full details.

Core Plan Benefits
Heart attack	100%
Arterial / Vascular Disease	50%
Mitral or Aortic Valve Disease	25%
Sudden Cardiac Arrest, resulting in death	100%
Stroke	100%
Major Organ Failure	100%
End Stage Renal (Kidney) Failure	100%
Invasive Cancer	100%
Non-invasive Cancer/Cancer in situ	25%
Skin Cancer (paid once per lifetime)	$250

Critical Illness Monthly Rates	Employee Monthly Per $1,000	Spouse Monthly Per $1,000
Under 29	$0.316	$0.232
30-39	$0.565	$0.481
40-49	$1.223	$1.139
50-59	$2.432	$2.347
60-69	$4.437	$4.353
70+	$9.927	$9.843
* Spouse premium is based on Employee’s age. Spouse rates can be based on own age, if desired, without a change in rates. Rates will be based on the insured’s age on each Policy Anniversary.

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Benefit Summary

• No Medical Quesitons or EOI
• Cash benefits paid directly to employee
• Annual wellness benefit
• Hospital benefits
• Outpatient benefits

Benefit	Description
Hospital admission	$500 1 day per calendar year for sickness/injury
Hospital intensive care admission	$1,000 1 day per calendar year for sickness/injury
Hospital confinement	$100 Up to 30 days per calendar year for sickness/injury Benefit begins on day 2 of confinement
Hospital intensive care confinement	$200 Up to 30 days per calendar year for sickness/injury Benefit begins on day 2 of confinement
Newborn care	$500 1 day per calendar year
Complications of pregnancy	Included

Hospital Indemnity Monthly Rates
Employee Only	$12.17
Employee + Spouse	$25.79
Employee + Children	$18.37
Family	$33.31

Downloads

Benefit Summary

Provided By

Lincoln Financial

Provider Website

https://www.lincolnfinancial.com

Customer Service

800.423.2765

Resources

Frequently Asked Questions