Medical Benefits
Open Access Plus |
In-Network |
|---|---|
Deductible |
$2,500/$5,000 |
Coinsurance |
80/20 In-Network |
Out-of-Pocket Max |
$4,500/$9,000 In-Network |
In-Network Office Visit |
$40 PCP & Specialists In-Network |
Telehealth Visit (Virtual Care) |
$40 Copay |
Routine Preventive Care |
100% In-Network |
Inpatient Hospital |
80/20 In-Network |
Outpatient Hospital |
80/20 In-Network |
MRI, MRA,CT and PET scans performed in a Physicians Office, |
80/20 In-Network |
Emergency Room |
$100 copay then deductible and coinsurance |
Urgent Care |
$50 copay (office visit and lab only) In-Network |
Vision Exam |
$40 copay In-Network |
Prescription Benefits |
|
|---|---|
Generic |
$10 |
Preferred Brand |
$50 |
Non-Prefered Brand |
$70 |
Mail Order |
$20/$100/$140 |
Full-Time Employees |
Under $45,000 |
At least $45,000 & under $70,000 |
At least $70,000 & over |
|---|---|---|---|
Employee Only |
$135.82 |
$158.46 |
$211.28 |
Employee + 1 |
$387.87 |
$462.45 |
$611.63 |
Family |
$487.68 |
$636.11 |
$784.53 |
Employees between 1/2 and 3/4 time |
|
|---|---|
Employee Only |
$339.56 |
Employee + 1 |
$671.31 |
Family |
$954.16 |
LocalPlus |
In-Network |
|---|---|
Deductible |
$1,500/$3,000 |
Coinsurance |
100% |
Out-of-Pocket Max |
$1,500/$3,000 |
In-Network Office Visit |
Covered at 100% |
Telehealth Visit (Virtual Care) |
Covered at 100% |
Routine Preventive Care |
Covered at 100% |
Inpatient Hospital |
Deductible |
Outpatient Hospital |
Deductible |
MRI, MRA,CT and PET scans performed in a Physicians Office, |
Deductible |
Emergency Room |
Deductible |
Urgent Care |
Deductible |
Vision Exam |
N/A |
Prescription Benefits |
|
|---|---|
Generic |
$0 |
Preferred Brand |
$50 |
Non-Preferred Brand |
$60 |
Mail Order |
$0/$125/$150 |
Full-Time Employees |
Under $45,000 |
At least $45,000 & under $70,000 |
At least $70,000 & over |
|---|---|---|---|
Employee Only |
$101.17 |
$124.97 |
$154.73 |
Employee + 1 |
$305.89 |
$376.48 |
$458.84 |
Family |
$401.33 |
$518.39 |
$535.11 |
Employees between 1/2 and 3/4 time |
|
|---|---|
Employee Only |
$267.80 |
Employee + 1 |
$529.43 |
Family |
$752.49 |